Finance
Guide to insurance benefits for people with disabilities
Getting insurance benefits provides a much-needed financial cushion for people with disabilities. This is because they may need financial aid, given their situation and the unique challenges they face. There are various options for insurance benefits available for people with disabilities, and being aware of these options makes it easy to get some financial help and make certain changes accordingly. Here are some of the benefits that they can avail themselves of: SSDI and SSI benefits According to government laws, there are two programs under which anyone with a disability can claim benefits: SSDI and SSI. However, some details are to be reviewed, and some have eligibility criteria for participating in the program. SSDI It is also known as Social Security Disability Insurance, and this type of benefit is tied to the person’s work history. Individuals with disabilities can avail of this benefit if they have a disability and have worked long enough to qualify for Social Security. They must also have a history of paying Social Security taxes through the years they worked. Under this program, the government pays individuals and certain family members, provided they are eligible for the scheme. Some of the most common disabilities for the recipients of this program include mental impairments, musculoskeletal conditions like back injuries, arthritis, and other disorders of the connective tissue.
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