Home & Needs
8 surprising things that a home warranty doesn’t include
As homeowners opt for home insurance, they can also opt for a home warranty to help cover unexpected costs. There may be wear and tear in a home over time, but having a warranty can cover unexpected expenses. These include appliances and systems in the house that are not considered in home insurance. However, there are some surprising things that a home warranty doesn’t cover. Keep reading to know what’s excluded. Washer and dryer Home warranties are known to provide coverage for many household appliances, making them a lucrative idea. However, in a standard agreement for the same, the terms often exclude the washer, dryer, and refrigerator. So, always check the agreement before signing to ensure the necessary devices are included, and that one knows what to pay for. If not included, one can speak to the executives and work on add-on deals that can be included in the coverage. Garage door Read the fine print carefully and check if the agreement includes the garage door. Typically, in a standard agreement, the garage door opener is part of the coverage but not the actual door. It is advised that any change needed for the garage door should be considered for claim under the home insurance.
Read More